7735 Chance Dr, Cleves, OH 45002 Property Records

Hamilton County property record for 7735 Chance Dr, Cleves, OH 45002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,069 sqft · built 2006
Lot Size	0.317 acres (13,839 sqft)
Owner	Individual Name on File
Last Sale	$403,400 (Dec 2006)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`570-0010-0224-00`

Property Details

APN / Parcel Number

Primary APN	`570-0010-0224-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Basement Area	2,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	13,839 sqft (0.317 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	342 sqft
Patio Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7735 CHANCE DR
City	CLEVES
State	OH
Zip	45002-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCE DR0.3177 AC LOT 59 WHISPERINGFARMS PUD SUB BLK A
Legal Subdivision	WHISPERING FARMS PUD SUB
Legal Block	A
Legal Lot Number	59
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1002
Census Tract	20403

Owner

7735 Chance Dr is owned and occupied by an individual who bought it in December 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7735 CHANCE DR, CLEVES, OH 45002-8616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2006 · Amount on File
Deed Sale	Dec 15, 2006 · Amount on File
Prior Sale	Sep 14, 2006 · Amount on File
Deed Document Number	112433
Deed Book / Page	10424 / 02502
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7735 CHANCE DR, CLEVES, OH 45002-8616
Document Number	0000121460
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7735 CHANCE DR CLEVES OH 450028616, CLEVES, OH 45002-8616

Mortgage

Document Number	0000121460
Date	Nov 18, 2020
Book Page	014298/001100
Instrument	121460

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7735 Chance Dr was $6,921, up 12.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,921.00 (+12.35%)	$129,406 (-) Land $29,348 Building $100,058
2024	$6,160.00 (-0.06%)	$129,406 (-) Land $29,348 Building $100,058
2023	$6,164.00 (+2.94%)	$129,406 (+31.61%) Land $29,348 Building $100,058	$369,730 Land $83,850 Building $285,880
2022	$5,988.00 Homeowner's exemption	$98,322 Land $29,050 Building $69,272
2020			$280,920 Land $83,000 Building $197,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7735 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1989–2020)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7735 Chance Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20