77 Upper Bay Rd, Sunapee, NH 03782 Property Records

Sullivan County and Sunapee Town property record for 77 Upper Bay Rd, Sunapee, NH 03782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,455 sqft · built 1973
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,997 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUNA M:146 B:29 L`

Property Details

APN / Parcel Number

Primary APN	`SUNA M:146 B:29 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,455 sqft Living Area
Gross Area	7,756 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	77 UPPER BAY RD
City	SUNAPEE
State	NH
Zip	03782-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - R
Legal Block	29
Jurisdiction	SUNAPEE TOWN NH
Township / Civil Division	SUNAPEE
Census Block Group	1
Census Block	1007
Census Tract	975300

Owner

Source: Sullivan County and Sunapee Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit MASCOMA BANK
Oct 22, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 17, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUGAR RIVER BK
Sep 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002189-912
Date	Mar 30, 2022
Book Page	2189/912
Instrument	2201864

Lender

Name	MASCOMA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Oct 22, 2020
Property Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	0021250669
Book / Page	002125 / 000669
Instrument Date	Oct 8, 2020
Instrument	2006170
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 UPPER BAY RD SUNAPEE NH 037822331, SUNAPEE, NH 03782-2331

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Aug 17, 2020
Property Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	0021160625
Book / Page	002116 / 000625
Instrument Date	Jul 23, 2020
Instrument	2004456
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 UPPER BAY RD SUNAPEE NH 037822331, SUNAPEE, NH 03782-2331

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	0021020597
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 UPPER BAY RD SUNAPEE NH 037822331, SUNAPEE, NH 03782-2331

Mortgage

Document Number	0021020597
Date	Apr 15, 2020
Book Page	002102/000597
Instrument	2001790

Lender

Name	SUGAR RIVER BK
Type	Bank
Address	NEWPORT, NH 03773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Sep 12, 2018
Property Address	77 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	0020490668
Book / Page	002049 / 000668
Instrument Date	Aug 23, 2018
Instrument	1804558
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 UPPER BAY RD SUNAPEE NH 037822331, SUNAPEE, NH 03782-2331

Tax Assessment & Valuation

Source: Sullivan County and Sunapee Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Sunapee Town
Unified School District	Sunapee School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,997.00 (+90.4%)	$1,231,900 (+80.66%) Land $558,000 Building $673,900
2024	$6,826.00 (-28.45%)	$681,900 (-) Land $248,300 Building $433,600
2022	$9,540.00	$681,900 Land $248,300 Building $433,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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