77 Tomoka Ridge Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 77 Tomoka Ridge Way, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,583 sqft · built 2017
Lot Size	0.378 acres (16,500 sqft)
Owner	Individual Name on File
Last Sale	$448,000 (Dec 2017)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4126-08-00-0680`

Property Details

APN / Parcel Number

Primary APN	`4126-08-00-0680`
Alternative APNs	`6188483.0` `6188483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,583 sqft Living Area
1st Floor Area	2,583 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	216 sqft
Patio Area	1,260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6188483.0
Street Address	77 TOMOKA RIDGE WAY
City	ORMOND BEACH
State	FL
Zip	32174-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 BREAKAWAY TRAILS PHASE 3 UNIT 2-C MB 49 PGS 180-186 INC PER OR 7484 PG 1780
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	TRAILS
Legal Phase	3
Legal Tract	8
Legal Lot Number	68
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2012
Census Tract	83203

Owner

Source: Volusia County records · APN 4126-08-00-0680

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 15, 2017	Warranty Deed, Transfer · ARM AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2017-242775
Deed Book / Page	7484 / 1780
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865

Mortgage

Document Number	0084930193
Date	Dec 07, 2023
Book Page	8493/193
Instrument	2023248651

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	ORMOND BEACH, FL 32174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865

Mortgage

Document Number	0081110322
Date	Aug 31, 2021
Book Page	8111/322
Instrument	2021-208259

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 15, 2017
Property Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865
Document Number	0074841780
Book / Page	7484 / 1780
Map Reference	MB49 PG180-186
Instrument Date	Dec 14, 2017
Instrument	2017-242775
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,136.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1865

Mortgage

Document Number	2017242776
Date	Dec 15, 2017
Instrument	2017-242776

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jan 01, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,338.00 (+15.87%) Homeowner's exemption	$455,289 (+5.99%)	$675,870 (+5.66%) Land $102,000 Building $573,870
2023	$6,333.00 (+2.96%) Homeowner's exemption	$429,571 (+3%)	$639,687 (+21.4%) Land $102,000 Building $537,687
2022	$6,151.00 Homeowner's exemption	$417,059	$526,929 Land $75,000 Building $451,929

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270832032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 125 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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