Franklin County property record for 688 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 2024 |
| Lot Size | 0.585 acres (25,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Nov 2016) |
| Tax Bill | $6,558 (2025) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 32-06S-01W-0000-0110-0000 |
| Primary APN | 32-06S-01W-0000-0110-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,107 sqft |
| 1st Floor Area | 1,644 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,483 sqft (0.585 acres) |
| Lot Dimensions | 300 ft deep x 85 ft wide |
| View / Lot | Bay Front |
| Porch | Finished Screened Porch |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 688 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85X276 FT OR 48 431 744/604 753/623 1180/100 1225/24 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 32 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
688 Alligator Dr is owned by an individual who acquired it in August 2018.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1202 LONGWOOD OAKS BLVD, LAKELAND, FL 33811-2344 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Prior Sale | Jul 11, 2003 · Amount on File |
| Deed Document Number | 20165275 |
| Deed Book / Page | 1180 / 100 |
| Last Transfer Date | Aug 1, 2018 |
| Transfer Doc | 0019003875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 688 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5102 |
| Document Number | 0019003875 |
| Book / Page | 001225 / 000024 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 19003875 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1202 LONGWOOD OAKS BLVD LAKELAND FL 338112344, LAKELAND, FL 33811-2344 |
The 2025 property tax bill for 688 Alligator Dr was $6,558, up 361.8% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,558.00 (+361.83%) | $880,309 (+244.89%) Land $408,000 Building $472,309 | $880,309 (+244.89%) Land $408,000 Building $472,309 |
| 2024 | $1,420.00 (-1.05%) | $255,245 (-) Land $255,000 Building $245 | $255,245 (-) Land $255,000 Building $245 |
| 2023 | $1,435.00 (-2.38%) | $255,245 (-) Land $255,000 Building $245 | $255,245 (-) Land $255,000 Building $245 |
| 2022 | $1,470.00 | $255,245 Land $255,000 Building $245 | $255,245 Land $255,000 Building $245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 688 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 688 Alligator Dr is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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