7656 Eddy Rd, Colden, NY 14033 Property Records

Erie County and Boston Town property record for 7656 Eddy Rd, Colden, NY 14033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,580 sqft · built 1992
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on Record
Last Sale	$267,800 (Jul 2012)
Tax Bill	$9,543 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-0045010`

Property Details

APN / Parcel Number

Primary APN	`003-0045010`
Alternative APNs	`142600 212.00-4-14.2` `26002120000004014200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,560 sqft
2nd Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	165,528 sqft (3.8 acres)
Lot Width	350 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	003-0045010
Street Address	7656 EDDY RD
City	COLDEN
State	NY
Zip	14033-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	14.200
Jurisdiction	ERIE NY
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1016
Census Tract	15202

Owner

Source: Erie County and Boston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7656 EDDY RD, COLDEN, NY 14033-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit EVANS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on Record
Deed Sale	Jul 5, 2012 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	2012153360
Deed Book / Page	11225 / 7989
Last Transfer Date	May 5, 2014
Transfer Doc	0112642160
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7656 EDDY RD, COLDEN, NY 14033-9744
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 EDDY RD, COLDEN, NY 14033-9744

Mortgage

Document Number	0140747122
Date	Nov 16, 2022
Book Page	14074/7122
Instrument	2022216958

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7656 EDDY RD, COLDEN, NY 14033-9744
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 EDDY RD, COLDEN, NY 14033-9744

Mortgage

Document Number	0114106318
Date	Nov 16, 2022
Book Page	11410/6318
Instrument	2022216959

Lender

Name	M & T BANK
Type	Bank
Address	14023

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7656 EDDY RD, COLDEN, NY 14033-9744
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 EDDY RD, COLDEN, NY 14033-9744

Mortgage

Document Number	0139689426
Date	Dec 7, 2020
Book Page	13968/9426
Instrument	2020209823

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7656 EDDY RD, COLDEN, NY 14033-9744
Document Number	0138386355
Book / Page	013838 / 006355
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 EDDY RD COLDEN NY 140339744, COLDEN, NY 14033-9744

Mortgage

Document Number	0138386355
Date	Dec 11, 2017
Book Page	013838/006355

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Boston Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Boston Town
Unified School District	Orchard Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,543.00 (+180.26%)
2025	$3,405.00 (-63.23%)	$261,000 (-) Land $50,600 Building $210,400	$522,000 (+4%) Land $101,200 Building $420,800
2024	$9,261.00	$261,000 (-) Land $50,600 Building $210,400	$501,923 (+14.42%) Land $97,308 Building $404,615
2023		$261,000 (-) Land $50,600 Building $210,400	$438,655 (+10.92%) Land $85,042 Building $353,613
2022		$261,000 Land $50,600 Building $210,400	$395,455 Land $76,667 Building $318,788
2021	$3,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA BOSTON serves 7,250 people · EPA ID NY1421897
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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