Sacramento County property record for 7650 Ranch River Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,030 sqft · built 1985 |
| Lot Size | 0.947 acres (41,259 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $787,000 (Feb 2025) |
| Tax Bill | $5,308 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-0620-017-0000 |
| Primary APN | 203-0620-017-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 41,259 sqft (0.947 acres) |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 26,720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7650 RANCH RIVER DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | CHERRY CREEK, LOT 37 |
| Legal Subdivision | CHERRY CREEK |
| Legal Lot Number | 37 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7207 |
Source: Sacramento County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7650 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL |
| Jan 2, 2018 | Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2013 · Amount on Record |
| Deed Book / Page | 20250220 / 223 |
| Prior Transfer Date | Jun 23, 2003 |
| Prior Transfer Doc | 2003002129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7650 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 2012301666 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 7650 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758 |
| Document Number | 2012301666 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2012301666 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7650 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 1801100068 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7650 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758 |
| Document Number | 1801100068 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 1801100068 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95835 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Center Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $802,740 (+69.25%) Land $163,200 Building $639,540 | |
| 2025 | $5,308.00 (-2.25%) | $474,286 (+4.04%) Land $123,138 Building $351,148 |
| 2024 | $5,430.00 (+2.22%) | |
| 2023 | $5,312.00 (+0.82%) | $455,870 Land $118,357 Building $337,513 |
| 2022 | $5,269.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 15 (1986–2010) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jul 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031 |
|---|---|
| Water Source | Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, unWired Broadband.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures