7640 Ranch River Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 7640 Ranch River Dr, Elverta, CA 95626 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 1985
Lot Size	0.994 acres (43,292 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (May 2026)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-0620-018-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0620-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,292 sqft (0.994 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7640 RANCH RIVER DR
City	ELVERTA
State	CA
Zip	95626-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY CREEK, LOT 38
Legal Subdivision	CHERRY CREEK
Legal Lot Number	38
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7207

Owner

Source: Sacramento County records · APN 203-0620-018-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
May 06, 2026	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC
May 31, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Deed Book / Page	20260506 / 628
Prior Transfer Date	Oct 04, 2004
Prior Transfer Doc	2004000767
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 06, 2026
Property Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758
Document Number	2026000627
Book / Page	20260506 / 627
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 06, 2026
Property Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758
Document Number	2026000628
Book / Page	20260506 / 628
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758

Mortgage

Document Number	2026000629,
Date	May 06, 2026
Book Page	20260506/629

Lender

Name	5TH STREET CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2019
Property Address	7640 RANCH RIVER DR, ELVERTA, CA 95626-9758
Document Number	1905310206
Instrument Date	May 23, 2019
Instrument	1905310206
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7640 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$714,000 (+277.54%) Land $163,200 Building $550,800
2025	$2,056.00 (-2.14%)	$189,120 (+4.04%) Land $39,808 Building $149,312
2024	$2,101.00 (+2.29%)
2023	$2,054.00 (+0.88%) Homeowner's exemption	$181,778 Land $38,263 Building $143,515
2022	$2,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670072072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010, other causes
Claims By Storm	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 32% of California
Wildfire Likelihood	About 1 in 758 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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