7723 Ranch River Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 7723 Ranch River Dr, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1985
Lot Size	0.956 acres (41,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,500 (Oct 2021)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`203-0620-037-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0620-037-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	41,644 sqft (0.956 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7723 RANCH RIVER DR
City	ELVERTA
State	CA
Zip	95626-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	CHERRY CREEK, LOT 43
Legal Subdivision	CHERRY CREEK
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7207

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7723 RANCH RIVER DR, ELVERTA, CA 95626-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 6, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	20211222
Deed Book / Page	20211008 / 1222
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 8, 2021
Property Address	7723 RANCH RIVER DR, ELVERTA, CA 95626-9767
Document Number	2021100801222
Map Reference	MB 162 PG 17
Instrument Date	Oct 6, 2021
Instrument	2021100801222
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7723 RANCH RIVER DR, ELVERTA, CA 95626-9767

Mortgage

Document Number	2021100801223
Date	Oct 8, 2021
Instrument	2021100801223

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 6, 2019
Property Address	7723 RANCH RIVER DR, ELVERTA, CA 95626-9767
Document Number	1908060054
Instrument Date	Aug 2, 2019
Instrument	1908060054
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7723 RANCH RIVER DR ELVERTA CA 956269767, ELVERTA, CA 95626-9767

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,281 (+2%) Land $173,188 Building $487,093
2025	$7,235.00 (-2.24%)	$647,336 (+4.04%) Land $169,793 Building $477,543
2024	$7,401.00 (+2.22%)
2023	$7,240.00 (+0.82%)	$622,200 Land $163,200 Building $459,000
2022	$7,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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