Sacramento County property record for 7630 Ranch River Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,578 sqft · built 1985 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $380,000 (Oct 2013) |
| Tax Bill | $8,481 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-0620-019-0000 |
| Primary APN | 203-0620-019-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 31,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7630 RANCH RIVER DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | CHERRY CREEK, LOT 39 |
| Legal Subdivision | CHERRY CREEK |
| Legal Lot Number | 39 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7207 |
Source: Sacramento County records · APN 203-0620-019-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 24, 2022 | Intrafamily Transfer, Transfer |
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Aug 06, 2020 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MTG |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MTG |
| Jan 31, 2018 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on Record |
| Deed Sale | Oct 10, 2013 · Amount on Record |
| Prior Sale | Oct 05, 2009 |
| Deed Book / Page | 20131010 / 664 |
| Last Transfer Date | Oct 11, 2024 |
| Transfer Doc | 2024000599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 0000001081 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202106251081 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 24, 2022 |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 0000001506 |
| Map Reference | MB 162 PG 17 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022032401506 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 6250000001081 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 20210625/1081 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 2008121735 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7630 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758 |
| Document Number | 2008121735 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2008121735 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 1909251178 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7630 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758 |
| Document Number | 1909251178 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 1909251178 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7630 RANCH RIVER DR, ELVERTA, CA 95626-9758 |
| Document Number | 1802050501 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7630 RANCH RIVER DR ELVERTA CA 956269758, ELVERTA, CA 95626-9758 |
| Document Number | 1802050501 |
|---|---|
| Date | Feb 05, 2018 |
| Instrument | 1802050501 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Center Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $781,496 (+2%) Land $125,032 Building $656,464 | |
| 2025 | $8,481.00 (-2.23%) | $766,174 (+4.04%) Land $122,581 Building $643,593 |
| 2024 | $8,674.00 (+2.23%) | |
| 2023 | $8,485.00 (+0.86%) Homeowner's exemption | $736,424 Land $117,822 Building $618,602 |
| 2022 | $8,413.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 15 (1986–2010) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jul 2010 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, UnWired Broadband Holding.
Based on FCC filings for 78 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM - ANTELOPE private · serves 35,617 people |
|---|---|
| Water Source | Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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