765 Spruce Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 765 Spruce Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1976
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2020)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`2350-636-07-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-636-07-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	932 sqft Living Area
1st Floor Area	532 sqft
2nd Floor Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Rolling
Porch	Patio/Porch
Porch Area	439 sqft
Patio Area	439 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	765 SPRUCE LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR PARK ANNEX LOTS 19 AND 20 BLK I
Legal Subdivision	BIG BEAR PARK ANNEX
Legal Block	I
Legal Lot Number	19,20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2011
Census Tract	11408

Owner

765 Spruce Ln is owned and occupied by two individuals who bought it in February 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1673, BIG BEAR CITY, CA 92314-1673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2018	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202072358
Prior Transfer Date	Aug 16, 2011
Prior Transfer Doc	0000348916
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2020
Property Address	765 SPRUCE LN, SUGARLOAF, CA 92386
Document Number	0000072358
Map Reference	MB 23 PG 55&56
Instrument Date	Jan 24, 2020
Instrument	2020-0072358
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1673, BIG BEAR CITY, CA 92314-1673

Mortgage

Document Number	0000072359
Date	Feb 28, 2020
Instrument	2020-0072359

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2018
Property Address	765 SPRUCE LN, SUGARLOAF, CA 92386
Document Number	0000357584
Map Reference	MB 23 PG 55&56
Instrument Date	Aug 30, 2018
Instrument	2018-0357584
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13422 ALPINE ST, MORENO VALLEY, CA 92553-0864

Mortgage

Document Number	0000357585
Date	Sep 28, 2018
Instrument	2018-0357585

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 765 Spruce Ln was $4,068 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,614 (+2%) Land $53,523 Building $214,091
2025	$4,068.00 Homeowner's exemption	$262,367 Land $52,474 Building $209,893
2023	$3,781.00 (+3.67%) Homeowner's exemption	$252,178 Land $50,436 Building $201,742
2022	$3,647.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 765 Spruce Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Spruce Ln is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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