760 Spruce Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 760 Spruce Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1978
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Dec 2021)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`2350-635-29-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-635-29-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Above Road/Slope
Porch	Patio/Porch
Porch Area	586 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	760 SPRUCE LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR PARK ANNEX LOTS 89 AND 90 BLK H
Legal Subdivision	BIG BEAR PARK ANNEX
Legal Block	H
Legal Lot Number	89,90
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2001
Census Tract	11408

Owner

760 Spruce Ln is owned by two individuals who bought it in December 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20931 BRIGHTON AVE, TORRANCE, CA 90501-2310
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	2021550333
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2021
Property Address	760 SPRUCE LN, SUGARLOAF, CA 92386
Document Number	0000550333
Map Reference	MB 23 PG 55&56
Instrument Date	Nov 11, 2021
Instrument	2021-0550333
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20931 BRIGHTON AVE, TORRANCE, CA 90501-2310

Mortgage

Document Number	0000550334
Date	Dec 8, 2021
Instrument	2021-0550334

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2020
Property Address	760 SPRUCE LN, SUGARLOAF, CA 92386
Document Number	0000342688
Map Reference	MB 23 PG 55&56
Instrument Date	Aug 15, 2020
Instrument	2020-0342688
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3862 S 39TH DR, YUMA, AZ 85365-7957

Mortgage

Document Number	0000342689
Date	Sep 14, 2020
Instrument	2020-0342689

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 760 Spruce Ln was $6,594.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,400 (-5.88%) Land $98,900 Building $395,500
2025	$6,594.00	$525,298 Land $105,060 Building $420,238
2023	$6,515.00 (+2.96%)	$504,900 Land $100,980 Building $403,920
2022	$6,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 760 Spruce Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 760 Spruce Ln is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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