7624 Oat Coles Rd, Everson, WA 98247 Property Records

Whatcom County property record for 7624 Oat Coles Rd, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,551 sqft · built 1917
Lot Size2.68 acres (116,741 sqft)
Owner2 Individual Names on File
Tax Bill$3,396 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APN556080

Property Details

APN / Parcel Number

Primary APN556080
Alternative APNs
  • 400433 148428 0000
  • 140214

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,551 sqft Living Area
1st Floor Area1,100 sqft
2nd Floor Area456 sqft

Exterior

Year BuiltBuilt 1917
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialMetal
Lot Area116,741 sqft (2.68 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
Storage Building864 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number556080
Street Address7624 OAT COLES RD
CityEVERSON
StateWA
Zip98247-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 15 RODS OF S 462 FT OF NE NW-LESS RD
Legal Range04
Legal Township40
Legal Section33
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1007
Census Tract10201

Owner

Source: Whatcom County records · APN 556080

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7624 OAT COLES RD, EVERSON, WA 98247-9541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 23, 2018
Transfer Doc2181002352
Record UpdatedJun 08, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateOct 23, 2018
Property Address7624 OAT COLES RD, EVERSON, WA 98247-9541
Document Number2181002352
Instrument DateOct 02, 2018
Instrument1002352
Transaction TypeTransfer
Record UpdatedNov 02, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7624 OAT COLES RD EVERSON WA 982479541, EVERSON, WA 98247-9541

Mortgage

Document Number2181002354
DateOct 23, 2018
Instrument1002354
Lender
NameHOUSING FIN AUTH
AddressSEATTLE, WA 98104-3601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Mortgage

Document Number2181002353,
DateOct 23, 2018
Instrument1002353
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,396.00 (+12.56%)$366,992 (+3.62%) Land $206,848 Building $160,144$366,992 (+3.62%) Land $206,848 Building $160,144
2022$354,166 Land $186,473 Building $167,693$354,166 Land $186,473 Building $167,693
2021$3,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims9 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 22 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Declaration Networks Group
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNOOKSACK VALLEY WATER ASSOCIATION
private · serves 1,343 people
Water SourcePurchased groundwater from SUMAS WATER DEPT
Last State InspectionJan 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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