Whatcom County property record for 7480 Oat Coles Rd, Everson, WA 98247
| Property Type | Farm - Dairy |
|---|---|
| Details | 3 bd · 3 ba · 2,322 sqft · built 1941 |
| Lot Size | 38.6 acres (1,682,723 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,470 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 21031 |
| Primary APN | 21031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Total Area |
| 1st Floor Area | 1,521 sqft |
| 2nd Floor Area | 801 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 1,682,723 sqft (38.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 420 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|
| Account Number | 21031 |
|---|---|
| Street Address | 7480 OAT COLES RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9543 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | AG |
| Legal Description | NE SW-EXC SW 6 ACRES THEREOF- W 1/2 NW NW SE-LESS RD |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 33 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 21031
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7480 OAT COLES RD, EVERSON, WA 98247-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Grant Deed, Mortgage BANK OF PACIFIC |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2006 |
| Deed Sale | Dec 28, 2006 |
| Deed Document Number | 2061204057 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 18, 2019 |
| Property Address | 7480 OAT COLES RD, EVERSON, WA 98247-9543 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 902161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7480 OAT COLES RD EVERSON WA 982479543, EVERSON, WA 98247-9543 |
| Document Number | 2190902161 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 902161 |
| Name | BANK OF PACIFIC |
|---|---|
| Type | Bank |
| Address | 4124 HANNEGAN RD, BELLINGHAM, WA 98226-9196 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7480 OAT COLES RD, EVERSON, WA 98247-9543 |
| Document Number | 2181202712 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7480 OAT COLES RD EVERSON WA 982479543, EVERSON, WA 98247-9543 |
| Document Number | 2181202712 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 1202712 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,470.00 (+7.2%) | $915,124 (+3.5%) Land $118,093 Building $797,031 | $1,404,164 (+12.78%) Land $607,133 Building $797,031 |
| 2022 | $884,210 Land $83,054 Building $801,156 | $1,245,083 Land $443,927 Building $801,156 | |
| 2021 | $7,901.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 9 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Declaration Networks Group Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people |
|---|---|
| Water Source | Purchased groundwater from SUMAS WATER DEPT |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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