Whatcom County property record for 7495 Oat Coles Rd, Everson, WA 98247
| Property Type | Farm - Dairy |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1990 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $690,462 (Nov 2021) |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 400433-110245-0000 |
| Primary APN | 400433-110245-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,818 sqft Gross Area |
| 1st Floor Area | 1,782 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 149,411 sqft (3.43 acres) |
| Lot Dimensions | 27 ft deep x 66 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 120 sqft |
| Patio Area | 888 sqft |
| Storage Building | 3,840 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 140206 |
|---|---|
| Street Address | 7495 OAT COLES RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9543 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | AG |
| Legal Description | BEG AT NW COR OF NW SW-TH E 800 FT TO TPOB-TH S TO CTR OF CREEK THAT RUNS ELY-WLY THRU NW SW-TH FOL SD CREEK ELY TO E LI OF NW SW-TH N TO NE COR OF NW SW-TH W 545 FT TO TPOB-EXC N 77 FT THEREOF-LESS RD 90 MARLETTE S#H004711A 66X27 (TE AF 2000202548) |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 33 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10201 |
Source: Whatcom County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 7495 OAT COLES RD, EVERSON, WA 98247-9543 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 20212855 |
| Prior Transfer Date | Apr 29, 1999 |
| Prior Transfer Doc | 1990803046 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 18, 2021 |
| Property Address | 7495 OAT COLES RD, EVERSON, WA 98247-9543 |
| Document Number | 0001102855 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021-1102855 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,395.22 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7495 OAK COLES ROAD, EVERSON, WA 98247-9543 |
| Document Number | 0001102856 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-1102856 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 (+22.54%) | $455,245 (+42.14%) Land $297,385 Building $157,860 | $455,245 (-19.46%) Land $297,385 Building $157,860 |
| 2022 | $320,290 Land $122,411 Building $197,879 | $565,216 Land $367,337 Building $197,879 | |
| 2021 | $2,697.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 9 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people · EPA ID WA5359850 |
|---|---|
| Water Source | Purchased groundwater from SUMAS WATER DEPT |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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