7531 Oat Coles Rd, Everson, WA 98247 Property Records

Whatcom County property record for 7531 Oat Coles Rd, Everson, WA 98247

Property Summary

Property Type	Residential Vacant Land
Details	built 1966
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Feb 2019)
Tax Bill	$98 (2025)
Deeds & Mortgages	Aug 2025 Transfer Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`558694`

Property Details

APN / Parcel Number

Primary APN	`558694`
Alternative APNs	`400433 107274 0000` `140205` `89799`

Exterior

Year Built	Built 1966
Exterior Material	Other
Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Account Number	89799
Street Address	7531 OAT COLES RD
City	EVERSON
State	WA
Zip	98247-9542
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AG
Legal Description	BEG AT SE COR OF SW NW-TH N ALG E LI OF SW NW 132 FT-TH W AT R/A 345 FT-TH S AT R/A 132 FT-TH W AT R/A 200 FT M/L TAP 800 FT
Legal Range	04
Legal Township	40
Legal Section	33
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1006
Census Tract	10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Intrafamily Transfer, Transfer
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
Feb 15, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	2190201151
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000801874
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Aug 25, 2025
Property Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Document Number	0000801874
Instrument Date	Aug 22, 2025
Instrument	2025-0801874
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7531 OAT COLES RD, EVERSON, WA 98247-9542

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Document Number	2191004069
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7531 OAT COLES RD EVERSON WA 982479542, EVERSON, WA 98247-9542

Mortgage

Document Number	2191004069
Date	Oct 30, 2019
Instrument	1004069

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Document Number	2190400283
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7531 OAT COLES RD EVERSON WA 982479542, EVERSON, WA 98247-9542

Mortgage

Document Number	2190400283
Date	Apr 3, 2019
Instrument	400283

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 15, 2019
Property Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Document Number	2190201151
Instrument Date	Feb 13, 2019
Instrument	201151
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,523.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7531 OAT COLES RD EVERSON WA 982479542, EVERSON, WA 98247-9542

Mortgage

Document Number	2190201152
Date	Feb 15, 2019
Instrument	201152

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7531 OAT COLES RD, EVERSON, WA 98247-9542
Document Number	2170800372
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7531 OAT COLES RD EVERSON WA 982479542, EVERSON, WA 98247-9542

Mortgage

Document Number	2170800372
Date	Aug 3, 2017
Instrument	800372

Lender

Name	PEOPLES BK
Type	Bank
Address	EVERSON, WA 98247

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$98.00 (-32.88%)	$10,624 (-27.88%) Land $10,624	$10,624 (-27.88%) Land $10,624
2022		$14,731 Land $8,307 Building $6,424	$14,731 Land $8,307 Building $6,424
2021	$146.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people · EPA ID WA5359850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Pogozone powered by Neubeam Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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