761 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 761 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,838 sqft · built 2023
Lot Size	1.27 acres (55,713 sqft)
Owner	Individual Name on Record
Last Sale	$1,850,000 (Apr 2025)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78902`

Property Details

APN / Parcel Number

Primary APN	`78902`
Alternative APNs	`19401314553200000` `77468`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	3,838 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,713 sqft (1.27 acres)
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	78902
Street Address	761 EAGLE SPRING TRL
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST EAGLE SPRINGS LOT 31
Legal Subdivision	EAGLES NEST EAGLE SPRINGS
Legal Lot Number	31
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	413 MAJOR RUN, CRAMERTON, NC 28032-1629
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Nov 14, 2022	Warranty Deed, Subdivision Related Transfer
Mar 31, 2022	Warranty Deed, Transfer WALKER TITLE, WALKER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Nov 14, 2022
Deed Document Number	0006071401
Deed Book / Page	607 / 1401
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	WALKER TITLE, WALKER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MAJOR RUN, CRAMERTON, NC 28032-1629

Mortgage

Document Number	0000003626
Date	Aug 24, 2023
Book Page	591/1650
Instrument	2023003626

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Aug 22, 2029

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 14, 2022
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Document Number	0000006490
Book / Page	583 / 1965
Map Reference	MB 44 PG 189
Instrument Date	Nov 9, 2022
Instrument	2022006490
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MAJOR RUN, CRAMERTON, NC 28032-1629

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 31, 2022
Property Address	EAGLE SPRINGS TRL, BANNER ELK, NC 28604
Document Number	0000001945
Book / Page	575 / 977
Map Reference	MB 44 PG 189
Instrument Date	Mar 30, 2022
Instrument	2022001945
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	WALKER TITLE, WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MAJOR RUN, CRAMERTON, NC 28032-1629

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+745.33%)	$1,268,000 (+745.33%) Land $150,000 Building $1,118,000	$1,268,000 (+745.33%) Land $150,000 Building $1,118,000
2023	$600.00	$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2022	$600.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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