447 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Watauga County property record for 447 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,067 sqft · built 2023
Lot Size1.52 acres (66,429 sqft)
OwnerCompany Name on Record
Last Sale$195,000 (Jun 2022)
Tax Bill$3,942 (2025)
Deeds & MortgagesJun 2022 Sale
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77839

Property Details

APN / Parcel Number

Primary APN77839
Alternative APN
  • 19401313253300000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Building Area3,067 sqft Heated Area
FlooringWood
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialStone
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area66,429 sqft (1.52 acres)
Garage TypeDetached
PorchOpen Porch
Porch Area558 sqft
Deck Area622 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number77839
Street Address447 EAGLE SPRING TRL
CityBANNER ELK
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES NEST EAGLE SPRINGS LOT ES-19
Legal SubdivisionEAGLES NEST EAGLE SPRINGS
Legal Lot NumberE
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2012
Census Tract930100

Owner

Source: Watauga County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7280 SW 134TH TER, PINECREST, FL 33156-6848
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Warranty Deed, Transfer
Apr 30, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Document Number0000578565
Deed Book / Page578 / 565
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJun 8, 2022
Property Address447 EAGLE SPRING TRL, BANNER ELK, NC 28604
Document Number0000003394
Book / Page578 / 565
Map ReferenceMB 44 PG 90
Instrument DateJun 8, 2022
Instrument2022003394
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7280 SW 134TH TER, PINECREST, FL 33156-6848

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 30, 2021
Property Address447 EAGLE SPRING TRL, BANNER ELK, NC 28604
Document Number0000002478
Book / Page559 / 1660
Map ReferenceMB 44 PG 90
Instrument DateApr 29, 2021
Instrument2021002478
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyWALKER TITLE, WALKER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address608 RUNNING HORSE LN, MARVIN, NC 28173-7233

Transferred To (Grantee/Buyer)

NameVerified Name
Address18815 DEMBRIDGE DR, DAVIDSON, NC 28036-7826

Mortgage

Document Number0005591663
DateApr 30, 2021
Instrument559/1663
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term37 Months
DueMay 1, 2024

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,942.00$985,700 (+497.39%) Land $165,000 Building $820,700$985,700 (+497.39%) Land $165,000 Building $820,700
2023$165,001 Land $165,000 Building $1$165,001 Land $165,000 Building $1

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL RIDGE POA
private · serves 427 people · EPA ID NC0195115
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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