673 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 673 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,134 sqft · built 2019
Lot Size2.65 acres (115,608 sqft)
OwnerCompany Name on Record
Tax Bill$3,368 (2025)
Deeds & MortgagesFeb 2023 Sale
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN79393

Property Details

APN / Parcel Number

Primary APN79393
Alternative APNs
  • 19401313287900000
  • 70462
  • 82412

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area2,134 sqft Heated Area
FlooringCarpet
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area115,608 sqft (2.65 acres)
PorchOpen Porch
Porch Area566 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number82412
Street Address673 EAGLE SPRING TRL
CityBANNER ELK
StateNC
Zip28604-6491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES NEST EAGLE SPRINGS LOT 25
Legal SubdivisionEAGLES NEST EAGLE SPRINGS
Legal Lot Number25
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2012
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1321 SE RIVERSIDE DR, STUART, FL 34996-1286
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2024
Deed SaleNov 15, 2024
Prior SaleFeb 28, 2023 · Amount on Record
Deed Document Number0006041723
Deed Book / Page604 / 1723
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateFeb 28, 2023
Property Address673 EAGLE SPRING TRL, BANNER ELK, NC 28604-6491
Document Number0000000792
Book / Page586 / 805
Map ReferenceMB 44 PG 189
Instrument DateFeb 27, 2023
Instrument2023000792
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
Tax$2,496.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3117 LEBRUN PATH, FUQUAY VARINA, NC 27526-7683

Transferred To (Grantee/Buyer)

NameVerified Name
Address20148 WALTER HENDERSON RD, CORNELIUS, NC 28031-7212

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address673 EAGLE SPRING TRL, BANNER ELK, NC 28604-6491
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005914
DateSep 27, 2021
Book Page566/1741
Instrument2021005914
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Address20339
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,368.00$842,100 (-) Land $150,000 Building $692,100$842,100 (-) Land $150,000 Building $692,100
2023$3,368.00 (-4.7%)$842,100 (-) Land $150,000 Building $692,100$842,100 (-) Land $150,000 Building $692,100
2022$3,534.00$842,100 Land $150,000 Building $692,100$842,100 Land $150,000 Building $692,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Eagle Spring Trl

Nearby Streets

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