576 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 576 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,920 sqft · built 2020
Lot Size	2.6 acres (113,387 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (Aug 2026)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-13-13-9522-00000`

Property Details

APN / Parcel Number

Primary APN	`1940-13-13-9522-00000`
Alternative APN	`70670`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,920 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,592 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	113,387 sqft (2.6 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	372 sqft
Deck Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	70670
Street Address	576 EAGLE SPRING TRL
City	BANNER ELK
State	NC
Zip	28604-6489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST EAGLE SPRINGS LOT 22
Legal Subdivision	EAGLES NEST EAGLE SPRINGS
Legal Lot Number	22
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	127 RIVERVIEW CT, STOUT, OH 45684-8702
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	20263612
Deed Book / Page	623 / 1130
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 31, 2026
Property Address	576 EAGLE SPRING TRL, BANNER ELK, NC 28604-6489
Document Number	0000003612
Book / Page	623 / 1130
Instrument Date	Aug 28, 2026
Instrument	20263612
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	127 RIVERVIEW CT, STOUT, OH 45684-8702

Mortgage

Document Number	0000003613,
Date	Aug 31, 2026
Instrument	20263613

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,604.00	$1,151,100 (-) Land $150,000 Building $1,001,100	$1,151,100 (-) Land $150,000 Building $1,001,100
2023	$4,604.00	$1,151,100 (-) Land $150,000 Building $1,001,100	$1,151,100 (-) Land $150,000 Building $1,001,100
2022	$4,604.00	$1,151,100 Land $150,000 Building $1,001,100	$1,151,100 Land $150,000 Building $1,001,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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