358 Eagle Spring Trl, Banner Elk, NC 28604 Property Records

Avery County property record for 358 Eagle Spring Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,427 sqft · built 2018
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on Record
Last Sale	$1,800,000 (Oct 2025)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80167`

Property Details

APN / Parcel Number

Primary APN	`80167`
Alternative APNs	`19401303534400000` `68702`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,427 sqft Heated Area
Flooring	Slate
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Area	625 sqft
Porch	Open Porch
Porch Area	396 sqft
Deck Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80167
Street Address	358 EAGLE SPRING TRL
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST EAGLE SPRINGS LOT ES-12
Legal Subdivision	EAGLES NEST EAGLE SPRINGS
Legal Lot Number	E
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	600 NW WINTERS CREEK RD, PALM CITY, FL 34990-8094
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer
Aug 7, 2023	Warranty Deed, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Jan 31, 2025 · Amount on Record
Deed Document Number	2025004274
Deed Book / Page	613 / 1362
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 15, 2025
Property Address	358 EAGLE SPRING TRL, BANNER ELK, NC 28604
Document Number	0000004274
Book / Page	613 / 1362
Map Reference	MB 44 PG 90
Instrument Date	Oct 6, 2025
Instrument	2025004274
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Tax	$3,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 BAITY RD, MOCKSVILLE, NC 27028-4612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 NW WINTERS CREEK RD, PALM CITY, FL 34990-8094

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 7, 2023
Property Address	358 EAGLE SPRING TRL, BANNER ELK, NC 28604
Document Number	0000003335
Book / Page	591 / 294
Map Reference	MB 44 PG 90
Instrument Date	Aug 7, 2023
Instrument	2023003335
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 MAYNARD RD, CHARLOTTE, NC 28270-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CRAVEN ST, OCEAN ISLE BEACH, NC 28469-7634

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	358 EAGLE SPRING TRL, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006693
Date	Oct 26, 2021
Book Page	568/791
Instrument	2021006693

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.01%
Type Change Date	Nov 1, 2028
Min Rate At Change	5.1%
Max Rate At Change	7.01%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00	$940,500 (-) Land $180,000 Building $760,500	$940,500 (-) Land $180,000 Building $760,500
2024	$3,762.00	$940,500 (-) Land $180,000 Building $760,500	$940,500 (-) Land $180,000 Building $760,500
2023	$3,762.00 (-5.05%)	$940,500 (-) Land $180,000 Building $760,500	$940,500 (-) Land $180,000 Building $760,500
2022	$3,962.00	$940,500 Land $180,000 Building $760,500	$940,500 Land $180,000 Building $760,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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