7600 Mill Creek Rd, Benedict, MD 20612 Property Records

Charles County property record for 7600 Mill Creek Rd, Benedict, MD 20612

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 3,840 sqft · built 2006
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jan 2022)
Tax Bill	$15,756 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-008373`

Property Details

APN / Parcel Number

Primary APN	`09-008373`
Alternative APNs	`9008373` `008373`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,840 sqft Gross Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.574 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	214 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008373
Street Address	7600 MILL CREEK RD
City	BENEDICT
State	MD
Zip	20612
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RV
Legal Description	LTS 1-6, 9-10-22-23 BLK 2 BRESNAHANS SUB
Legal Subdivision	BRESNAHANS SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2009
Census Tract	851402

Owner

7600 Mill Creek Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7600 MILL CREEK RD, BENEDICT, MD 20612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Jul 6, 2004 · Amount on File
Deed Book / Page	12321 / 259
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 7, 2022
Property Address	7600 MILL CREEK RD, BENEDICT, MD 20612
Document Number	0123210259
Book / Page	12321 / 259
Map Reference	LB WMA 45 FO 135
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	INHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7600 MILL CREEK RD, BENEDICT, MD 20612

Mortgage

Document Number	0012321266
Date	Jan 7, 2022
Instrument	12321/266

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7600 Mill Creek Rd was $15,756 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,200 Land $106,000 Building $463,200	$569,200 Land $106,000 Building $463,200
2025	$15,756.00
2023	$6,847.00	$494,400 Land $106,000 Building $388,400	$494,400 Land $106,000 Building $388,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7600 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7600 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENEDICT serves 376 people · EPA ID MD0080062
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35