Charles County property record for 7580 Mill Creek Rd, Benedict, MD 20612
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,072 sqft · built 1971 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,000 (Jun 2000) |
| Tax Bill | $10,665 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-001832 |
| Primary APN | 09-001832 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,294 sqft |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 222 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 001832 |
|---|---|
| Street Address | 7580 MILL CREEK RD |
| City | BENEDICT |
| State | MD |
| Zip | 20612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | .24 AC BENEDICT |
| Legal Subdivision | BENEDICT |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851402 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7580 MILL CREEK RD, BENEDICT, MD 20612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2000 · Amount on Record |
| Deed Sale | Jun 1, 2000 · Amount on Record |
| Prior Sale | Dec 2, 1991 · Amount on Record |
| Deed Document Number | 20008200 |
| Deed Book / Page | 2993 / 249 |
| Transfer Doc | 0040220572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7580 MILL CREEK RD, BENEDICT, MD 20612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0119400174 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 11940/174 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 232 Months |
| Due | Nov 1, 2040 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,000 (+10.17%) Land $120,000 Building $302,000 | $422,000 (-) Land $120,000 Building $302,000 | |
| 2025 | $10,665.00 (+145.74%) Homeowner's exemption | $383,033 (+25.54%) | $422,000 (+38.32%) Land $120,000 Building $302,000 |
| 2023 | $4,340.00 Homeowner's exemption | $305,100 Land $95,000 Building $210,100 | $305,100 Land $95,000 Building $210,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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