Charles County property record for 7795 Mill Creek Rd, Benedict, MD 20612
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,174 sqft · built 2017 |
| Lot Size | 1.19 acres (52,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $101,000 (Mar 2017) |
| Tax Bill | $20,945 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-354754 |
| Primary APN | 09-354754 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,094 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 52,054 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 354754 |
|---|---|
| Street Address | 7795 MILL CREEK RD |
| City | BENEDICT |
| State | MD |
| Zip | 20612-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 6A - 1.1947 AC BENEDICT |
| Legal Subdivision | BENEDICT |
| Legal Block | 2 |
| Legal Lot Number | 6A |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851402 |
7795 Mill Creek Rd is owned and occupied by two individuals who bought it in March 2017.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 44, BENEDICT, MD 20612-0044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPECTRA CREDIT UNION |
| Mar 1, 2017 | Grant Deed, Transfer FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Deed Book / Page | 9749 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Document Number | 0132140336 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 13214/336 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 470 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101420204 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 10142/204 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|
| Document Number | 0116260049 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 11626/49 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Document Number | 0121750074 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 12175/74 |
| Name | SPECTRA CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | ALEXANDRIA, VA 22312 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 1, 2017 |
| Property Address | 7795 MILL CREEK RD, BENEDICT, MD 20612-3010 |
| Document Number | 0097490188 |
| Book / Page | 009749 / 000188 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | LEGENDS TITLE GROUP LLC, LEGENDS TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22990 KIMBERLY CT LEXINGTON PARK MD 206532152, LEXINGTON PARK, MD 20653-2152 |
| Document Number | 97490202 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 009749/000202 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 7795 Mill Creek Rd was $20,945 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,400 Land $164,900 Building $371,500 | $536,400 Land $164,900 Building $371,500 | |
| 2025 | $20,945.00 | ||
| 2023 | $7,456.00 Homeowner's exemption | $401,300 Land $139,900 Building $261,400 | $401,300 Land $139,900 Building $261,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7795 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7795 Mill Creek Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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