7574 Mill Creek Rd, Benedict, MD 20612 Property Records

Charles County property record for 7574 Mill Creek Rd, Benedict, MD 20612

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1956
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Mar 1991)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-000372`

Property Details

APN / Parcel Number

Primary APN	`09-000372`
Alternative APNs	`9000372` `000372`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,076 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,400 sqft (0.262 acres)
Porch	Enclosed Porch
Porch Area	152 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	000372
Street Address	7574 MILL CREEK RD
City	BENEDICT
State	MD
Zip	20612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	0.262 AC BENEDICT MILL RUN RD
Legal Subdivision	BENEDICT
Legal Block	2
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2010
Census Tract	851402

Owner

7574 Mill Creek Rd is owned by two individuals who bought it in March 1991.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4002 HENRY CT, SAINT LEONARD, MD 20685-2803
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 1991 · Amount on File
Deed Sale	Mar 15, 1991 · Amount on File
Prior Sale	May 5, 1986 · Amount on File
Deed Book / Page	1535 / 596
Transfer Doc	0036270265
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7574 MILL CREEK RD, BENEDICT, MD 20612
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICE LINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098090249
Date	Apr 27, 2017
Book Page	9809/249

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Mar 31, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7574 Mill Creek Rd was $3,071.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,700 (+9.42%) Land $120,000 Building $105,700	$225,700 (-) Land $120,000 Building $105,700
2025	$3,071.00	$206,267	$225,700 Land $120,000 Building $105,700
2023	$2,503.00	$167,400 Land $95,000 Building $72,400	$167,400 Land $95,000 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7574 Mill Creek Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7574 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENEDICT serves 376 people · EPA ID MD0080062
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35