7575 Mill Creek Rd, Benedict, MD 20612 Property Records

Charles County property record for 7575 Mill Creek Rd, Benedict, MD 20612

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,860 sqft · built 2009
Lot Size	0.617 acres (26,862 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-034285`

Property Details

APN / Parcel Number

Primary APN	`09-034285`
Alternative APN	`034285`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,862 sqft (0.617 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	034285
Street Address	7575 MILL CREEK RD
City	BENEDICT
State	MD
Zip	20612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 2 - 0.6167 AC W SI MILL CREEK RD HOLMES ESTATE SUB
Legal Subdivision	HOLMES ESTATE SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2008
Census Tract	851402

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 370, BENEDICT, MD 20612
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2009
Transfer Doc	0070200158
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	7575 MILL CREEK RD, BENEDICT, MD 20612
Document Number	0102570486
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 10488 BURKE VA 220090488, BURKE, VA 22009-0488

Mortgage

Document Number	0102570486
Date	May 9, 2018
Book Page	010257/000486

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,400 (+8.49%) Land $111,400 Building $268,000	$379,400 (-) Land $111,400 Building $268,000
2025	$10,631.00 (+156.54%)	$349,700 (+20.46%)	$379,400 (+30.69%) Land $111,400 Building $268,000
2023	$4,144.00	$290,300 Land $111,400 Building $178,900	$290,300 Land $111,400 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENEDICT serves 376 people · EPA ID MD0080062
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35