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71 W River Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 71 W River Rd, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 5,966 sqft · built 2023
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$3,650,000 (Jun 2023)
Tax Bill$44,828 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-00018-0000-00025

Property Details

APN / Parcel Number

Primary APN41-00018-0000-00025
Alternative APNs
  • 410001800025
  • 023500

Interior

Bedrooms1 Bed
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area5,966 sqft Living Area
1st Floor Area2,307 sqft
Basement Area1,602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood Shingle
Lot Area65,340 sqft
Garage TypeAttached
Garage Area708 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area1,038 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number023500
Street Address71 W RIVER RD
CityRUMSON
StateNJ
Zip07760-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF80
Legal SubdivisionRUMSON
Legal Block18
Legal Lot Number25
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group1
Census Block1005
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address71 W RIVER RD, RUMSON, NJ 07760-1121
OccupancyOwner Occupied
Owner TypeIndividual
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Oct 19, 2021Deed, Transfer · Commercial Mortgage
WEST RIVER ROAD CAPITAL LLC
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Prior SaleOct 19, 2021 · Amount on Record
Deed Document Number202342551
Deed Book / Page9649 / 3010
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 22, 2023
Property Address71 W RIVER RD, RUMSON, NJ 07760-1121
Document Number0096493010
Book / Page9649 / 3010
Instrument DateMay 15, 2023
Instrument2023042551
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 CHARLES CT, FAIR HAVEN, NJ 07704-3117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address71 W RIVER RD, RUMSON, NJ 07760-1121

Mortgage

Document Number2023042552
DateJun 22, 2023
Instrument2023042552
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 19, 2021
Property Address71 W RIVER RD, RUMSON, NJ 07760-1121
Document Number0095518168
Book / Page9551 / 8168
Instrument DateSep 29, 2021
Instrument2021153982
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$20,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 BINGHAM HILL CIR, 14, RUMSON, NJ 07760-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CHARLES CT, FAIR HAVEN, NJ 07704-3117

Mortgage

Document Number2021153983
DateOct 19, 2021
Instrument2021153983
Lender
NameWEST RIVER ROAD CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address71 W RIVER RD, RUMSON, NJ 07760-1121
Document Number0000093330
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address71 W RIVER RD RUMSON NJ 077601121, RUMSON, NJ 07760-1121

Mortgage

Document Number0000093330
DateAug 21, 2020
Book Page009435/003817
Instrument93330
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 20, 2035

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,871,900 (+14.01%) Land $1,609,900 Building $3,262,000$4,871,900 (+14.01%) Land $1,609,900 Building $3,262,000
2025$44,828.00 (+3.11%)$4,273,400 (+219.2%) Land $1,497,200 Building $2,776,200$4,273,400 (+219.2%) Land $1,497,200 Building $2,776,200
2024$43,474.00 (+178.02%)
2023$1,338,800 (+10.19%) Land $1,338,800$1,338,800 (+10.19%) Land $1,338,800
2022$15,637.00 (-22.37%)$1,215,000 Land $1,215,000$1,215,000 Land $1,215,000
2021$20,142.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1992–2013)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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