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76 Refy Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 76 Refy Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1959
Lot Size0.387 acres (16,858 sqft)
Owner2 Individual Names on File
Last Sale$537,000 (Jan 2023)
Tax Bill$12,187 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-03408-0000-00010

Property Details

APN / Parcel Number

Primary APN48-03408-0000-00010
Alternative APN
  • 480340800010

Interior

Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area16,858 sqft (0.387 acres)
Lot Dimensions152 ft deep x 111 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address76 REFY AVE
CityRAMSEY
StateNJ
Zip07446-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.387AC
Legal SubdivisionH&T REALTY CO SEC 2A
Legal Block3408
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3003
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 REFY AVE, RAMSEY, NJ 07446-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2023 · Amount on Record
Deed SaleJan 05, 2023 · Amount on Record
Prior SaleAug 19, 2003 · Amount on Record
Deed Document Number2023914
Deed Book / Page4895 / 1793
Prior Transfer DateFeb 23, 1998
Prior Transfer Doc0000026094
Record UpdatedSep 20, 2026

January 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJan 05, 2023
Property Address76 REFY AVE, RAMSEY, NJ 07446-2435
Document Number0048951793
Book / Page4895 / 1793
Instrument DateDec 12, 2022
Instrument2023000914
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyNOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,530.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8305 RAMPART CT, ALEXANDRIA, VA 22308-1656

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 REFY AVE, RAMSEY, NJ 07446-2435

Mortgage

Document Number2023000915
DateJan 05, 2023
Instrument2023000915
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$622,600 (+5.19%) Land $382,900 Building $239,700$622,600 (+5.19%) Land $382,900 Building $239,700
2025$12,187.00 (+8.68%)$591,900 (+48.94%) Land $354,400 Building $237,500$591,900 (+48.94%) Land $354,400 Building $237,500
2024$11,214.00 (+7.59%)
2023$397,400 Land $263,500 Building $133,900$397,400 Land $263,500 Building $133,900
2022$10,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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