Bergen County and Ramsey Borough property record for 86 Refy Ave, Ramsey, NJ 07446 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1959 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,999 (Dec 2023) |
| Tax Bill | $12,216 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03408-0000-00011 |
| Primary APN | 48-03408-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 86 REFY AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.344AC |
| Legal Subdivision | H & T REALTY CO INC SEC 2A |
| Legal Block | 3408 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00011
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 REFY AVE, RAMSEY, NJ 07446-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Deed Document Number | 202381618 |
| Deed Book / Page | 5147 / 1824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 26, 2023 |
| Property Address | 86 REFY AVE, RAMSEY, NJ 07446-2435 |
| Document Number | 0051471824 |
| Book / Page | 5147 / 1824 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 2023081618 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 RALPH AVE, WYCKOFF, NJ 07481-2012 |
| Name | Verified Name |
|---|---|
| Address | 86 REFY AVE, RAMSEY, NJ 07446-2435 |
| Document Number | 0051471831 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 5147/1831 |
| Instrument | 2023081619 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,000 (+5.17%) Land $379,800 Building $244,200 | $624,000 (+5.17%) Land $379,800 Building $244,200 | |
| 2025 | $12,216.00 (+5.12%) | $593,300 (+44.07%) Land $351,300 Building $242,000 | $593,300 (+44.07%) Land $351,300 Building $242,000 |
| 2024 | $11,621.00 (+7.59%) | ||
| 2023 | $411,800 (-) Land $261,400 Building $150,400 | $411,800 (-) Land $261,400 Building $150,400 | |
| 2022 | $10,801.00 (+9.21%) | $411,800 Land $261,400 Building $150,400 | $411,800 Land $261,400 Building $150,400 |
| 2021 | $9,890.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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