56 Refy Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 56 Refy Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,842 sqft · built 1959
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Aug 2008)
Tax Bill	$18,078 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03408-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`48-03408-0000-00007`
Alternative APN	`480340800007`

Interior

Stories	1 Story
Building Area	2,842 sqft Living Area
1st Floor Area	2,842 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	12,720 sqft (0.292 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	56 REFY AVE
City	RAMSEY
State	NJ
Zip	07446-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.292AC
Legal Block	3408
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3003
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 REFY AVE, RAMSEY, NJ 07446-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2008 · Amount on Record
Deed Sale	Aug 18, 2008 · Amount on Record
Prior Sale	Dec 26, 1996 · Amount on Record
Deed Document Number	200877308
Deed Book / Page	9594 / 171
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 REFY AVE, RAMSEY, NJ 07446-2435
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037080017
Date	Sep 16, 2020
Book Page	3708/17
Instrument	20-086084

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$912,800 (+3.96%) Land $393,800 Building $519,000	$912,800 (+3.96%) Land $393,800 Building $519,000
2025	$18,078.00 (+8.39%)	$878,000 (+48.56%) Land $363,800 Building $514,200	$878,000 (+48.56%) Land $363,800 Building $514,200
2024	$16,678.00 (+7.59%)
2023		$591,000 Land $271,900 Building $319,100	$591,000 Land $271,900 Building $319,100
2022	$15,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.