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68 Refy Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 68 Refy Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1959
Square Footage2,160 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2019)
Tax Bill$17,485.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00009

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address68 REFY AVE, RAMSEY, NJ 07446-2435
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 25, 2019Deed, Transfer · Stand Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 09, 2018Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Deed Doc Number201981624
Deed Book / Page3419 / 643
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address68 REFY AVE, RAMSEY, NJ 07446-2435
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041270174
DateMay 06, 2021
Book Page4127/174
Instrument2021071056
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 25, 2019
Property Address68 REFY AVE, RAMSEY, NJ 07446-2435
Document Number0034190643
Book / Page3419 / 643
Instrument DateJun 11, 2019
Instrument19-081624
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 REFY AVE, RAMSEY, NJ 07446-2435

Mortgage

Document Number0034190649
DateNov 25, 2019
Book Page3419/649
Instrument2019-081624.01
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueDec 01, 2048

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address68 REFY AVE, RAMSEY, NJ 07446-2435
Document Number0031030330
Instrument DateOct 09, 2018
Transaction TypeMortgage
Record UpdatedNov 19, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 REFY AVE RAMSEY NJ 074462435, RAMSEY, NJ 07446-2435

Mortgage

Document Number0031030330
DateNov 08, 2018
Book Page003103/000330
Instrument79622
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 07, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,111,000 (+30.83%) Land $385,900 Building $725,100$1,111,000 (+30.83%) Land $385,900 Building $725,100
2025$17,485.00 (+2.14%)$849,200 (+39.99%) Land $357,400 Building $491,800$849,200 (+39.99%) Land $357,400 Building $491,800
2024$17,118.00 (+7.59%)
2023$606,600 Land $265,500 Building $341,100$606,600 Land $265,500 Building $341,100
2022$15,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-03408-0000-00009
Alternative APN
  • 480340800009

Interior

Building Area2,160 sqft Living Area
1st Floor2,160 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame Construction
Lot Area18,731 sqft (0.43 acres)
Depth X Width150 ft x 125 ft Depth x Width
Parking Spaces1 Parking Spaces

Location & Zoning

Street Address68 REFY AVE
CityRAMSEY
StateNJ
Zip07446-2435
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description0.430AC
Legal SubdivisionRAMSEY SEC 2A
Legal Block3408
Legal Lot Number9
JurisdictionBERGEN NJ
Minor Civil DivisionRAMSEY
Census Blockgroup3
Census Block3003
Census Tract44201

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