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96 Refy Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 96 Refy Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1959
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Jul 1994)
Tax Bill$11,306 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN48-03408-0000-00012

Property Details

APN / Parcel Number

Primary APN48-03408-0000-00012
Alternative APN
  • 480340800012

Interior

Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address96 REFY AVE
CityRAMSEY
StateNJ
Zip07446-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.344AC
Legal SubdivisionREY AVE
Legal Block3408
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3003
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96 REFY AVE, RAMSEY, NJ 07446-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 1994 · Amount on Record
Deed SaleJul 07, 1994 · Amount on Record
Deed Book / Page7711 / 1
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address96 REFY AVE, RAMSEY, NJ 07446-2435
Document Number0029740071
Instrument DateJun 07, 2018
Transaction TypeMortgage
Record UpdatedJul 09, 2018
Title CompanyTITLE 365- NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address96 REFY AVE RAMSEY NJ 074462435, RAMSEY, NJ 07446-2435

Mortgage

Document Number0029740071
DateJun 22, 2018
Book Page002974/000071
Instrument43739
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 21, 2048

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$577,000 (+5.08%) Land $379,800 Building $197,200$577,000 (+5.08%) Land $379,800 Building $197,200
2025$11,306.00 (+1.45%)$549,100 (+39.05%) Land $351,300 Building $197,800$549,100 (+39.05%) Land $351,300 Building $197,800
2024$11,144.00 (+7.59%)
2023$394,900 Land $261,400 Building $133,500$394,900 Land $261,400 Building $133,500
2022$10,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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