Okaloosa County property record for 68 Dolphin St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,402 sqft · built 2000 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Sep 2021) |
| Tax Bill | $11,610 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-5796-0 |
| Primary APN | C56-000-589-5796-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Heated Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 1,226 sqft |
| Upper Floors Area | 1,176 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Porch | Open Porch |
| Porch Area | 930 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 68 DOLPHIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH LOT 11 BLK 3 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 23308 |
68 Dolphin St is owned by an individual who bought it in September 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 OSAGE, LITTLETON, CO 80127-3585 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Jul 24, 2003 · Amount on File |
| Deed Document Number | 3491554 |
| Deed Book / Page | 3576 / 1139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 68 DOLPHIN ST, DESTIN, FL 32541-3604 |
| Document Number | 0035761139 |
| Book / Page | 3576 / 1139 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 3491554 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 HILLSIDE DR, 504, CAIRO, NE 68824-9575 |
| Name | Verified Name |
|---|---|
| Address | 2 OSAGE, LITTLETON, CO 80127-3585 |
| Document Number | 35761145 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 3576/1145 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 68 Dolphin St was $11,610.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,610.00 | $980,297 Land $566,284 Building $414,013 | $980,297 Land $566,284 Building $414,013 |
| 2023 | $11,207.00 (+10.24%) | $950,172 (+12.63%) Land $513,822 Building $436,350 | $950,172 (+12.63%) Land $513,822 Building $436,350 |
| 2022 | $10,166.00 | $843,628 Land $467,111 Building $376,517 | $843,628 Land $467,111 Building $376,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Dolphin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 68 Dolphin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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