75 Silver Ridge Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 75 Silver Ridge Rd, Mill Spring, NC 28756 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,641 sqft Finished Area
Lot Size	141,134 sqft (3.24 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2016)
Tax Bill	$4,687.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P54-172`
Alternative APN	`54142`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,641 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2016
Exterior Material	Wood Siding Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Shingle Roof
Lot Area	141,134 sqft (3.24 acres)
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	54142
Street Address	75 SILVER RIDGE RD
City	MILL SPRING
State	NC
Zip	28756-5836
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT #16 SECT H-3 W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal Subdivision	WEST RIDGE
Legal Lot Number	16
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	3
Census Block	3023
Census Tract	920201

Owner

Source: Polk County records · APN P54-172

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	75 SILVER RIDGE RD, MILL SPRING, NC 28756-5836
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Deed Doc Number	0004192146
Deed Book / Page	419 / 2146
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	75 SILVER RIDGE RD, MILL SPRING, NC 28756-5836
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000424/867
Date	Jan 18, 2017
Book Page	424/867
Instrument	004633730022

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Feb 01, 2025

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (+4.76%)	$933,042 (+34.05%) Land $62,400 Building $870,642	$933,042 (+34.05%) Land $62,400 Building $870,642
2023	$4,474.00	$696,045 Land $43,440 Building $652,605
2021			$696,045 Land $43,440 Building $652,605

Flood & Wildfire

75 Silver Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 70th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.