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484 Silver Ridge Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 484 Silver Ridge Rd, Mill Spring, NC 28756 · Last verified October 2025

Property Summary

Property TypeOther Improved
Lot Size8.27 acres (360,241 sqft)
OwnerIndividual Name on File
Last Sale$46,500 (Jan 2022)
Tax Bill$3,064 (2025)
Deeds & MortgagesMay 2023 Construction Loan
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APNP54-202

Property Details

APN / Parcel Number

Primary APNP54-202
Alternative APN
  • 30662

Exterior

Lot Area360,241 sqft (8.27 acres)

Location & Zoning

Account Number30662
Street Address484 SILVER RIDGE RD
CityMILL SPRING
StateNC
Zip28756-6873
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionL 30&31 SEC H-3A W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal SubdivisionWEST RIDGE
Legal Lot Number30-31
JurisdictionPOLK NC
Township / Civil DivisionCOOPER GAP
Census Block Group3
Census Block3023
Census Tract920201

Owner

Source: Polk County records · APN P54-202

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address484 SILVER RIDGE RD, MILL SPRING, NC 28756-6873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Construction Mortgage
DOLLAR BANK FSB
Jan 07, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2022 · Amount on Record
Deed SaleJan 07, 2022 · Amount on Record
Deed Document Number0004661703
Deed Book / Page466 / 1703
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address484 SILVER RIDGE RD, MILL SPRING, NC 28756-6873
Transaction TypeMortgage
Record UpdatedNov 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 TWIN HILL LN, COLUMBUS, NC 28722-8579

Mortgage

Document Number000478/976
DateMay 30, 2023
Book Page478/976
Lender
NameDOLLAR BANK FSB
TypeBank
AddressCANTON, OH 44711
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJan 07, 2022
Property Address484 SILVER RIDGE RD, MILL SPRING, NC 28756-6873
Document Number00466/1703
Book / Page466 / 1703
Map ReferenceFILE F PG 348
Instrument DateJan 07, 2022
Transaction TypeTransfer
Record UpdatedNov 27, 2023

Transaction

AmountAmount Recorded
Tax$93.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address158 ELDERBERRY DR, SAPPHIRE, NC 28774-8671

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 HIDDEN HILL RD, TRYON, NC 28782-2609

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,064.00 (+753.48%)$609,926 (+990.07%) Land $83,256 Building $526,670$609,926 (+990.07%) Land $83,256 Building $526,670
2023$359.00$55,953 Land $55,953
2021$55,953 Land $55,953

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL100 / 20
SkyrunnerFixed Wireless (unlicensed)25 / 10
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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