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54 Silver Ridge Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 54 Silver Ridge Rd, Mill Spring, NC 28756

Property Summary

Property TypeOther Improved
Details3 bd · 2 ba · 1,064 sqft · built 2005
Lot Size3.5 acres (152,460 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (Aug 2018)
Tax Bill$2,331 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APNP54-208

Property Details

APN / Parcel Number

Primary APNP54-208
Alternative APN
  • 56230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,064 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Architectural StyleLog Home
Exterior MaterialLogs
Foundation TypeRetaining Wall
Roof MaterialShingle
Lot Area152,460 sqft (3.5 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number56230
Street Address54 SILVER RIDGE RD
CityMILL SPRING
StateNC
Zip28756-5836
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT #36 SECT H-3A W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal SubdivisionWEST RIDGE
Legal Lot Number36
JurisdictionPOLK NC
Township / Civil DivisionCOOPER GAP
Census Block Group3
Census Block3023
Census Tract920201

Owner

Source: Polk County records · APN P54-208

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 SILVER RIDGE RD, MILL SPRING, NC 28756-5836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2018Deed of Trust, Mortgage
ATLANTIC BAY MORTGAGE GROUP
Aug 02, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2018 · Amount on Record
Deed SaleAug 02, 2018 · Amount on Record
Prior SaleDec 13, 2010 · Amount on Record
Deed Document Number0004342401
Deed Book / Page434 / 2401
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address54 SILVER RIDGE RD, MILL SPRING, NC 28756-5836
Transaction TypeMortgage
Record UpdatedNov 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000434/0000002405
DateAug 02, 2018
Book Page0000000434/0000002405
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateAug 02, 2018
Property Address54 SILVER RIDGE RD, MILL SPRING, NC 28756-5836
Document Number00434/2401
Book / Page434 / 2401
Instrument DateJul 31, 2018
Transaction TypeTransfer
Record UpdatedNov 08, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 SILVER RIDGE RD, MILL SPRING, NC 28756-5836

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,331.00 (+24.45%)$464,008 (+59.23%) Land $65,000 Building $399,008$464,008 (+59.23%) Land $65,000 Building $399,008
2023$1,873.00$291,400 Land $45,000 Building $246,400
2021$291,400 Land $45,000 Building $246,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 13 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Uniti Group
DSL		100 / 20
Skyrunner
Fixed Wireless		25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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