432 Silver Ridge Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 432 Silver Ridge Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2007
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Dec 2002)
Tax Bill	$2,850 (2026)
Flood Zone	Zone X (minimal risk)
APN	`P54-204`

Property Details

APN / Parcel Number

Primary APN	`P54-204`
Alternative APN	`30569`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,200 sqft Finished Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	204,732 sqft (4.7 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30569
Street Address	432 SILVER RIDGE RD
City	MILL SPRING
State	NC
Zip	28756-6873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #32 SEC H-3A W RIDGE, LAKE ADGER, 0W12 WEST RIDGE
Legal Subdivision	WEST RIDGE
Legal Lot Number	32
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3023
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 SILVER RIDGE RD, MILL SPRING, NC 28756-6873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2002 · Amount on Record
Deed Sale	Dec 5, 2002 · Amount on Record
Prior Sale	Aug 1, 2002
Deed Book / Page	91 / 1963
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+9.74%)	$567,392 (+9.75%) Land $77,000 Building $490,392	$567,392 (+9.75%) Land $77,000 Building $490,392
2025	$2,597.00 (+12.62%)	$517,002 (+44.1%) Land $77,000 Building $440,002	$517,002 (+44.1%) Land $77,000 Building $440,002
2023	$2,306.00	$358,783 Land $52,200 Building $306,583
2021			$358,783 Land $52,200 Building $306,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Silver Ridge Rd

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