Polk County property record for 383 Silver Ridge Rd, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,094 sqft Finished Area |
| Lot Size | 634,669 sqft (14.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,050,000 (2021) |
| Tax Bill | $11,584.00 (2025) |
| Primary APN | P54-194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 3,094 sqft Finished Area |
| Basement Area | 1,711 sqft Basement |
| Finished Basement | 1,360 sqft Finished |
| Unfinished Basement | 351 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 634,669 sqft (14.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Pool Area | 100 sqft Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 57399 |
|---|---|
| Street Address | 383 SILVER RIDGE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #22 SEC H-3A W RIDGE, LAKE ADGER, 0W12 WEST RIDGE |
| Legal Subdivision | WEST RIDGE |
| Legal Lot Number | 22 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 920201 |
Source: Polk County records · APN P54-194
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Warranty Deed, Transfer |
| Jun 14, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Sep 23, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Jun 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2019 · Amount on Record |
| Prior Transfer Date | Jun 07, 2018 |
| Prior Transfer Doc | 00433/2416 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 16, 2021 |
| Property Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Document Number | 460/1038 |
| Book / Page | 460 / 1038 |
| Map Reference | FILE E PG 348 |
| Instrument Date | Jun 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24730 HALF PONE POINT RD, 24730, HOLLYWOOD, MD 20636-2950 |
| Name | Verified Name |
|---|---|
| Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000433/0000002421 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 0000000433/0000002421 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Jul 01, 2025 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 23, 2019 |
| Property Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Document Number | 000443/707 |
| Book / Page | 443 / 707 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10170 ENCLAVE CIR, MILL SPRING, NC 28756 |
| Document Number | 0000443712 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 443/712 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | Oct 01, 2026 |
| Max Rate At Change | 2.2% |
| Index | 1-Month LIBOR |
| Document Number | 000443/707 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 443/707 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | Oct 01, 2026 |
| Index | 1-Month LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
| Document Number | 00433/2416 |
| Book / Page | 433 / 2416 |
| Instrument Date | Jun 07, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 383 SILVER RIDGE RD, MILL SPRING, NC 28756-6852 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,584.00 (+2.45%) | $2,305,824 (+31.08%) Land $190,700 Building $2,115,124 | $2,305,824 (+31.08%) Land $190,700 Building $2,115,124 |
| 2023 | $11,307.00 | $1,759,137 Land $123,420 Building $1,635,717 | |
| 2021 | $1,759,137 Land $123,420 Building $1,635,717 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 752 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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