749 Tower Dr, Richmond, KY 40475 Property Records

Madison County property record for 749 Tower Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$372,000 (Dec 2021)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0118`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0118`
Alternative APNs	`114931` `78040` `44228`

Location & Zoning

Account Number	44228
Street Address	749 TOWER DR
City	RICHMOND
State	KY
Zip	40475-8351
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 118 PH 4
Legal Phase	4
Legal Lot Number	118
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

Source: Madison County records · APN 0070-0035-0118

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	749 TOWER DR, RICHMOND, KY 40475-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2014070046
Deed Book / Page	D816 / 230
Record Updated	Jun 08, 2026

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2021
Property Address	749 TOWER DR, RICHMOND, KY 40475-8351
Document Number	00D816/230
Book / Page	D816 / 230
Map Reference	CAB 29 SL 220
Instrument Date	Dec 17, 2021
Instrument	2014070046
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 TOWER DR, RICHMOND, KY 40475-8351

Mortgage

Document Number	2014070047
Date	Dec 28, 2021
Instrument	2014070047

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,507.00 (-2.8%) Additional exemption filed	$372,000 (-)	$372,000 (-)
2023	$3,608.00 (-0.3%)	$372,000 (-)	$372,000 (-)
2022	$3,619.00	$372,000	$372,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.