Madison County property record for 735 Tower Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $413,000 (Jul 2026) |
| Tax Bill | $132 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0064 |
| Primary APN | 0070-0035-0064 |
|---|---|
| Alternative APNs |
|
| Account Number | 66715 |
|---|---|
| Street Address | 735 TOWER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8351 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 64 |
| Legal Subdivision | ORCHARD HILLS PHASE 4 |
| Legal Lot Number | 64 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 533 KINCAID LN, RICHMOND, KY 40475-7580 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Mar 1, 2022 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Sep 3, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Deed Document Number | 202614362447 |
| Deed Book / Page | 885 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 15, 2026 |
| Property Address | 735 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 0014362447 |
| Book / Page | 885 / 561 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202614362447 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | TRUE TITLE, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,713.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 533 KINCAID LN, RICHMOND, KY 40475-7580 |
| Document Number | 0014362451, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202614362451 |
| Name | REGIONS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 1, 2022 |
| Property Address | 735 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D819/111 |
| Book / Page | D819 / 111 |
| Map Reference | MB P29 PG 220 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2014079530 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 OLD GARRARD RD, BEREA, KY 40403-6507 |
| Name | Verified Name |
|---|---|
| Address | 1992 BEREA RD, RICHMOND, KY 40475-9632 |
| Document Number | 2014079531 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2014079531 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 3, 2021 |
| Property Address | 735 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D810/771 |
| Book / Page | D810 / 771 |
| Map Reference | MB 29 PG 220 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2014051632 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 OLD GARRARD RD, BEREA, KY 40403-6507 |
| Name | Verified Name |
|---|---|
| Address | 324 OLD GARRARD RD, BEREA, KY 40403-6507 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132.00 (-2.22%) | $14,000 (-) | $14,000 (-) |
| 2023 | $135.00 (-0.74%) | $14,000 (-) | $14,000 (-) |
| 2022 | $136.00 | $14,000 | $14,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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