Madison County property record for 745 Tower Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $442,500 (Feb 2025) |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0119 |
| Primary APN | 0070-0035-0119 |
|---|---|
| Alternative APNs |
|
| Account Number | 60065 |
|---|---|
| Street Address | 745 TOWER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8351 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 119 PH 4 |
| Legal Phase | 4 |
| Legal Lot Number | 119 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
745 Tower Dr is owned and occupied by an individual who bought it in February 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 745 TOWER DR, RICHMOND, KY 40475-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2025 | Deed, Transfer · Conventional Mortgage NORTH COUNTRY FCU |
| Jan 5, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on File |
| Deed Sale | Feb 10, 2025 · Amount on File |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2014245379 |
| Deed Book / Page | D863 / 729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 10, 2025 |
| Property Address | 745 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D863/729 |
| Book / Page | D863 / 729 |
| Map Reference | CAB 29 SL 229 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 2014245379 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3611 LEGEND OAKS DR, AMELIA, OH 45102-1267 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 745 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 2014245380 |
|---|---|
| Date | Feb 10, 2025 |
| Instrument | 2014245380 |
| Name | NORTH COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 5, 2022 |
| Property Address | 745 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D816/738 |
| Book / Page | D816 / 738 |
| Map Reference | CAB 29 SL 220 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2014070980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 LONGWOOD LN, RICHMOND, KY 40475-8350 |
| Name | Verified Name |
|---|---|
| Address | 745 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 2014070981 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2014070981 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 745 Tower Dr was $4,172 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,172.00 Additional exemption filed | $442,500 | $442,500 |
| 2023 | $3,492.00 (-0.29%) | $360,000 (-) | $360,000 (-) |
| 2022 | $3,502.00 | $360,000 | $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Tower Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Tower Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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