737 Tower Dr, Richmond, KY 40475 Property Records

Madison County property record for 737 Tower Dr, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerIndividual Name on File
Last Sale$316,500 (Aug 2025)
Tax Bill$2,216 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0070-0035-0121

Property Details

APN / Parcel Number

Primary APN0070-0035-0121
Alternative APNs
  • 102784
  • 140059
  • 70169

Location & Zoning

Account Number70169
Street Address737 TOWER DR
CityRICHMOND
StateKY
Zip40475-8351
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionORCHARD HILLS LOT 121 PH 4
Legal Phase4
Legal Lot Number121
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3010
Census Tract10901

Owner

737 Tower Dr is owned and occupied by an individual who bought it in August 2025.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address737 TOWER DR, RICHMOND, KY 40475-8351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2025Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP
Oct 1, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MORTGAGE SUPPLIERS INC
Jul 29, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2025 · Amount on File
Deed SaleAug 25, 2025 · Amount on File
Prior SaleOct 1, 2021 · Amount on File
Deed Document Number2014280492
Deed Book / PageD872 / 115
Record UpdatedJun 8, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 25, 2025
Property Address737 TOWER DR, RICHMOND, KY 40475-8351
Document Number00D872/115
Book / PageD872 / 115
Map ReferenceCAB 29 SL 220
Instrument DateAug 22, 2025
Instrument2014280492
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyJETT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1004 CROSBY ST, SAVANNAH, GA 31415-5247

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 TOWER DR, RICHMOND, KY 40475-8351
InvestorPossibly a Property Investor

Mortgage

Document Number2014280495
DateAug 25, 2025
Instrument2014280495
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateOct 1, 2021
Property Address737 TOWER DR, RICHMOND, KY 40475-8351
Document Number00D812/273
Book / PageD812 / 273
Map ReferenceCAB 29 SL 220
Instrument DateSep 27, 2021
Instrument2014056054
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyTITLE SUPPLIERS LLC, TITLE SUPPLIES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1511, RICHMOND, KY 40476-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 TOWER DR, RICHMOND, KY 40475-8351

Mortgage

Document Number2014056055
DateOct 1, 2021
Instrument2014056055
Lender
NameMORTGAGE SUPPLIERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

July 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 29, 2021
Property Address737 TOWER DR, RICHMOND, KY 40475-8351
Document Number00D809/233
Book / PageD809 / 233
Map ReferenceCAB 29 SL 220
Instrument DateJul 15, 2021
Instrument2014046133
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 OLD GARRARD RD, BEREA, KY 40403-6507

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 TOWER DR, RICHMOND, KY 40475-8351

Mortgage

Document Number2014046134
DateJul 29, 2021
Instrument2014046134
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 737 Tower Dr was $2,216 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,216.00 Additional exemption filed$235,000$235,000
2023$2,250.00 (-0.31%)$232,000 (-)$232,000 (-)
2022$2,257.00$232,000$232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 737 Tower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Tower Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Tower Dr

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