Madison County property record for 744 Tower Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $399,900 (May 2024) |
| Tax Bill | $3,771 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0116 |
| Primary APN | 0070-0035-0116 |
|---|---|
| Alternative APNs |
|
| Account Number | 56698 |
|---|---|
| Street Address | 744 TOWER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8351 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 116 PH 4 |
| Legal Phase | 4 |
| Legal Lot Number | 116 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 744 TOWER DR, RICHMOND, KY 40475-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 12, 2022 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Apr 12, 2022 · Amount on Record |
| Deed Document Number | 2014201571 |
| Deed Book / Page | D851 / 600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 1, 2024 |
| Property Address | 744 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D851/600 |
| Book / Page | D851 / 600 |
| Map Reference | CAB 29 SL220 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2014201571 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 SOUTHFORK DR, BEREA, KY 40403-8111 |
| Name | Verified Name |
|---|---|
| Address | 744 TOWER DR, RICHMOND, KY 40475-8351 |
| Investor | Possibly a Property Investor |
| Document Number | 2014201574 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2014201574 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 12, 2022 |
| Property Address | 744 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D821/404 |
| Book / Page | D821 / 404 |
| Map Reference | CAB 29 SL 220 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2014086207 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2710 PINE GROVE RD, PARIS, KY 40361-9002 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 744 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 2014086208 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2014086208 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,771.00 (+17.81%) Additional exemption filed | $399,900 (+21.18%) | $399,900 (+21.18%) |
| 2023 | $3,201.00 (+814.57%) | $330,000 (+816.67%) | $330,000 (+816.67%) |
| 2022 | $350.00 | $36,000 | $36,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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