7470 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7470 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 995 sqft · built 1944
Lot Size	0.183 acres (7,980 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Dec 2021)
Tax Bill	$10,892 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`799-18-041`

Property Details

APN / Parcel Number

Primary APN	`799-18-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	995 sqft Living Area
1st Floor Area	995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	140 ft deep x 57 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7470 DOWDY ST
City	GILROY
State	CA
Zip	95020-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUX WESTERN ADD
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1029
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	342 SENTER RD, SAN JOSE, CA 95111-3623
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Grant Deed, Transfer
Dec 28, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 28, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	202125205707
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0025205706
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 22, 2022
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0025265294
Map Reference	MB P PG 45
Instrument Date	Feb 4, 2022
Instrument	25265294
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 SENTER RD, 342, SAN JOSE, CA 95111-3623

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2021
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0025205707
Instrument Date	Dec 15, 2021
Instrument	25205707
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	342 SENTER RD, SAN JOSE, CA 95111-3623

Mortgage

Document Number	0025205708
Date	Dec 28, 2021
Instrument	25205708

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2021
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0025205706
Instrument Date	Dec 13, 2021
Instrument	25205706
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9021 WREN AVE, GILROY, CA 95020-7513

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2021
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0024927327
Instrument Date	Feb 22, 2021
Instrument	24927327
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7470 DOWDY ST, GILROY, CA 95020-5720

Mortgage

Document Number	0024927328
Date	Apr 20, 2021
Instrument	24927328

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 12, 2020
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0024428755
Instrument Date	Mar 11, 2020
Instrument	24428755
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7470 DOWDY ST GILROY CA 950205720, GILROY, CA 95020-5720

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 19, 2019
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0024228865
Instrument Date	Jun 29, 2019
Instrument	24228865
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7470 DOWDY ST, GILROY, CA 95020-5720

Mortgage

Document Number	0024228866
Date	Jul 19, 2019
Instrument	24228866

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 16, 2018
Property Address	7470 DOWDY ST, GILROY, CA 95020-5720
Document Number	0023933446
Instrument Date	Apr 30, 2018
Instrument	23933446
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7470 DOWDY ST, GILROY, CA 95020-5720

Mortgage

Document Number	0023933447
Date	May 16, 2018
Instrument	23933447

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,000 (-9.32%) Land $577,300 Building $222,700
2025	$10,892.00 (+1.6%)	$882,258 (+4.04%) Land $636,724 Building $245,534
2024	$10,721.00 (+0.58%)
2023	$10,659.00 (+5.6%)	$848,000 Land $612,000 Building $236,000
2022	$10,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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