7451 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7451 Dowdy St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,723 sqft · built 1944
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$765,000 (Apr 2018)
Tax Bill$10,662 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN799-18-007

Property Details

APN / Parcel Number

Primary APN799-18-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,723 sqft Living Area
1st Floor Area1,035 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1962
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area880 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address7451 DOWDY ST
CityGILROY
StateCA
Zip95020-5719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:GILROY
Legal SubdivisionMILLER & LIX WESTERN ADD
Legal Block1
Legal Lot Number5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1030
Census Tract512511

Owner

Source: Santa Clara County records · APN 799-18-007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7451 DOWDY ST, GILROY, CA 95020-5719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Apr 16, 2018Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2018 · Amount on Record
Deed SaleApr 16, 2018 · Amount on Record
Prior SaleApr 16, 2018 · Amount on Record
Deed Document Number0023910537
Last Transfer DateApr 30, 2021
Transfer Doc0024943431
Record UpdatedJun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 30, 2021
Property Address7451 DOWDY ST, GILROY, CA 95020-5719
Document Number0024943431
Map ReferenceMB P PG 45
Instrument DateApr 23, 2021
Instrument24943431
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7451 DOWDY ST, GILROY, CA 95020-5719

Mortgage

Document Number0024943432
DateApr 30, 2021
Instrument24943432
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7451 DOWDY ST, GILROY, CA 95020-5719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023652731
DateMay 18, 2017
Instrument23652731
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateApr 16, 2018
Property Address7451 DOWDY ST, GILROY, CA 95020-5719
Document Number0023910537
Map ReferenceMB P PG45
Instrument DateApr 04, 2018
Instrument23910537
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7451 DOWDY ST, GILROY, CA 95020-5719

Mortgage

Document Number0023910538
DateApr 16, 2018
Instrument23910538
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Mortgage

Document Number0023910539
DateApr 16, 2018
Instrument23910539
Lender
NameHOUSING TRUST SILICON VALLEY
TypeNon-Lending Institution
AddressSAN JOSE, CA 95113
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,662.00 (+2.21%) Homeowner's exemption$870,435 (+4.04%) Land $398,238 Building $472,197
2023$10,431.00 (+1.68%) Homeowner's exemption$836,637 Land $382,775 Building $453,862
2022$10,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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