7481 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7481 Dowdy St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,514 sqft · built 1926
Lot Size	0.154 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$970,000 (May 2024)
Tax Bill	$12,196 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`799-18-004`

Property Details

APN / Parcel Number

Primary APN	`799-18-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Other
Construction Type	Wood
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Area	341 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7481 DOWDY ST
City	GILROY
State	CA
Zip	95020-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1030
Census Tract	512511

Owner

Source: Santa Clara County records · APN 799-18-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7481 DOWDY ST, GILROY, CA 95020-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 17, 2020	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 03, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2024 · Amount on Record
Deed Sale	May 06, 2024 · Amount on Record
Prior Sale	Dec 03, 2018 · Amount on Record
Deed Document Number	25632672
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7481 DOWDY ST, GILROY, CA 95020-5719
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7127 CAHEN DR, SAN JOSE, CA 95120-3308

Mortgage

Document Number	0025632673
Date	May 06, 2024
Instrument	25632673

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2020
Property Address	7481 DOWDY ST, GILROY, CA 95020-5719
Document Number	0024457797
Map Reference	MB P PG 45
Instrument Date	Apr 09, 2020
Instrument	24457797
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7481 DOWDY ST, GILROY, CA 95020-5719

Mortgage

Document Number	0024457798
Date	Apr 17, 2020
Instrument	24457798

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 03, 2018
Property Address	7481 DOWDY ST, GILROY, CA 95020-5719
Document Number	0024074390
Instrument Date	Nov 26, 2018
Instrument	24074390
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$756.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7481 DOWDY ST GILROY CA 950205719, GILROY, CA 95020-5719

Mortgage

Document Number	24074391
Date	Dec 03, 2018
Instrument	24074391

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,196.00 (+31.38%)	$989,285 (+34.21%) Land $395,658 Building $593,627
2023	$9,283.00 (+1.66%)	$737,136 Land $348,464 Building $388,672
2022	$9,131.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Dowdy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures