7511 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7511 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,123 sqft · built 1934
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2000)
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`799-19-023`

Property Details

APN / Parcel Number

Primary APN	`799-19-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,123 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	1,280 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7511 DOWDY ST
City	GILROY
State	CA
Zip	95020-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLOCK 2 LOT 8
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1024
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7511 DOWDY ST, GILROY, CA 95020-5721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK/SIOUX CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2000 · Amount on File
Deed Sale	Oct 18, 2000 · Amount on File
Prior Sale	Sep 30, 1996 · Amount on File
Deed Document Number	200015425827
Last Transfer Date	Mar 23, 2006
Transfer Doc	0018867457
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7511 DOWDY ST, GILROY, CA 95020-5721
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7511 DOWDY ST, GILROY, CA 95020-5721

Mortgage

Document Number	0025066525
Date	Aug 16, 2021
Instrument	25066525

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Sep 1, 2029

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	7511 DOWDY ST, GILROY, CA 95020-5721
Document Number	0023914206
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7511 DOWDY ST GILROY CA 950205721, GILROY, CA 95020-5721

Mortgage

Document Number	0023914206
Date	Apr 20, 2018
Instrument	23914206

Lender

Name	PINNACLE BK/SIOUX CTY
Type	Bank
Address	GILROY, CA 95020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,155 (+2%) Land $200,288 Building $340,867
2025	$6,606.00 (+2.2%)	$530,545 (+4.04%) Land $196,361 Building $334,184
2023	$6,464.00 (+1.67%)	$509,945 Land $188,737 Building $321,208
2022	$6,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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