7441 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7441 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,101 sqft · built 1944
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$550 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-18-008`

Property Details

APN / Parcel Number

Primary APN	`799-18-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area
1st Floor Area	1,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7441 DOWDY ST
City	GILROY
State	CA
Zip	95020-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MILLER & LUX WESTERN ADD
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1030
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7441 DOWDY ST, GILROY, CA 95020-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Feb 18, 2021	Intrafamily Transfer, Transfer
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2021
Transfer Doc	0024837359
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 17, 2026
Property Address	7441 DOWDY ST, GILROY, CA 95020-5719
Document Number	0026005155
Instrument Date	Jun 12, 2026
Instrument	202626005155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Surviving Joint Tenant, 290
Address	7441 DOWDY ST, GILROY, CA 95020-5719

Mortgage

Document Number	0026005155,
Date	Jun 17, 2026
Instrument	202626005155

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2056

Interest

Rate	6.36%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 18, 2021
Property Address	7441 DOWDY ST, GILROY, CA 95020-5719
Document Number	0024837359
Map Reference	MB P PG 45
Instrument Date	Feb 1, 2021
Instrument	24837359
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7441 DOWDY ST, GILROY, CA 95020-5719

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2017
Property Address	7441 DOWDY ST, GILROY, CA 95020-5719
Document Number	0023788051
Instrument Date	Oct 18, 2017
Instrument	23788051
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7441 DOWDY ST GILROY CA 950205719, GILROY, CA 95020-5719

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2017
Property Address	7441 DOWDY ST, GILROY, CA 95020-5719
Document Number	0023788050
Instrument Date	Oct 18, 2017
Instrument	23788050
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7441 DOWDY ST GILROY CA 950205719, GILROY, CA 95020-5719

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$41,398 (+2%) Land $12,454 Building $28,944
2025	$550.00 (+3.19%) Homeowner's exemption	$40,587 (+4.03%) Land $12,210 Building $28,377
2023	$533.00 (+2.3%) Homeowner's exemption	$39,013 Land $11,737 Building $27,276
2022	$521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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