Winnebago County property record for 746 Elgin St, Cherry Valley, IL 61016 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1976 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Company Name on File |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 253A129A |
| Primary APN | 253A129A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Driveway | Driveway |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 253A129A |
|---|---|
| Street Address | 746 ELGIN ST |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 81 FT OF WLY 360 FT OF THAT PT E1/2 NE1/4 LYG BETWN ELGIN ST & C&NW R/WSEC SEC: 1 TWP: 43 RANGE: 2 ACRES: 0.58 |
| Legal Range | 02E |
| Legal Township | 43N |
| Legal Section | 01 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3705 |
Source: Winnebago County records · APN 253A129A
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 746 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALPINE BK&TR |
| May 01, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 746 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0001036249 |
| Instrument Date | Nov 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 746 ELGIN ST CHERRY VALLEY IL 610169656, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0001036249 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | 1036249 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 08, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 01, 2017 |
| Property Address | 746 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0001012952 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1012952 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 746 ELGIN ST CHERRY VALLEY IL 610169656, CHERRY VALLEY, IL 61016-9656 |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893.00 | $42,542 (+81.62%) Land $17,227 Building $25,315 | $127,626 (+81.62%) Land $51,681 Building $75,945 |
| 2022 | Homeowner's exemption | $23,423 Land $9,073 Building $14,350 | $70,269 Land $27,219 Building $43,050 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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