Louisville/Jefferson County Metro Government property record for 7409 Cedar Bluff Ct, Prospect, KY 40059 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 7.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 3,870 sqft Living Area |
| Lot Size | 31,102 sqft (0.714 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $73,500 (2005) |
| Tax Bill | $8,170.00 (2025) |
| Primary APN | 06-29-04-100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,870 sqft Living Area |
| Basement Area | 2,949 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,102 sqft (0.714 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 770 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 65430 |
|---|---|
| Street Address | 7409 CEDAR BLUFF CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .714AC |
| Legal Subdivision | ESTATES OF HUNTING CREEK |
| Legal Block | SEC 4 |
| Legal Lot Number | 100 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | NORTHEAST JEFFERSON |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 10312 |
Source: Louisville/Jefferson County Metro Government records · APN 06-29-04-100
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7409 CEDAR BLUFF CT, PROSPECT, KY 40059-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2020 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 01, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on Record |
| Deed Sale | Aug 10, 2005 · Amount on Record |
| Deed Doc Number | 2005335023 |
| Deed Book / Page | 842 / 444 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 000D1270/9 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7409 CEDAR BLUFF CT, PROSPECT, KY 40059-7404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | LOUISVILLE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M2470/251 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | M2470/251 |
| Instrument | 608237 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7409 CEDAR BLUFF CT, PROSPECT, KY 40059-7404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | M2386/0148 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | M2386/0148 |
| Instrument | 561751 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Dec 01, 2020 |
| Property Address | 7409 CEDAR BLUFF CT, PROSPECT, KY 40059-7404 |
| Document Number | 000D1270/9 |
| Book / Page | D1270 / 9 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 608218 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7409 CEDAR BLUFF CT, PROSPECT, KY 40059-7404 |
| Document Number | 0000608220 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 608220 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Prospect City |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,170.00 (+5.13%) | $660,000 (+5.6%) Land $130,000 Building $530,000 | $660,000 (+5.6%) Land $130,000 Building $530,000 |
| 2023 | $7,771.00 | $625,000 Land $130,000 Building $495,000 | $625,000 Land $130,000 Building $495,000 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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