7411 Cedar Bluff Ct, Prospect, KY 40059 Property Records

Oldham County property record for 7411 Cedar Bluff Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,364 sqft · built 1997
Lot Size	0.764 acres (33,280 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,336 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-04-99`

Property Details

APN / Parcel Number

Primary APN	`06-29-04-99`
Alternative APN	`5691`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,364 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,280 sqft (0.764 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	5691
Street Address	7411 CEDAR BLUFF CT
City	PROSPECT
State	KY
Zip	40059-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .764AC
Legal Subdivision	HUNTING CREEK ESTATES
Legal Block	SEC 4
Legal Lot Number	99
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2006
Census Tract	30701

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7411 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	554-427
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	7411 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	LIMESTONE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2533/780
Date	Aug 3, 2021
Book Page	M2533/780
Instrument	648883

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.62%
Index	6-Month T-Bill
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,336.00 (+5.16%) Homeowner's exemption	$560,000 (+5.66%) Land $130,000 Building $430,000	$560,000 (+5.66%) Land $130,000 Building $430,000
2023	$6,025.00 Homeowner's exemption	$530,000 Land $110,000 Building $420,000	$530,000 Land $110,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20